At Now personal loan, we believe that borrowing money should feel empowering — not overwhelming. That’s why we’ve built a lending experience that puts you in control from start to finish. Unlike traditional banks that slow you down with paperwork, long wait times, and confusing terms, we make borrowing simple, transparent, and fast. You’ll know exactly how much you’re borrowing, how much you’ll pay, and when it’ll be paid off — no guesswork, no surprises. When you apply for a $10,000 loan with Now personal loan, the full amount is deposited into your account — with no origination fees, no setup costs, and no hidden deductions. What you borrow is exactly what you receive. Your interest rate stays fixed, so your monthly payments never change. You can plan your finances with confidence, knowing that your repayment schedule is clear and stable — even years down the line. But what truly sets us apart is our human approach. We offer real support, 24/7, with a team that actually listens and helps. No bots. No scripted responses. Just real people making sure your experience is smooth and stress-free. You’re also free to repay early at any time, and we’ll never charge a penalty. In fact, you’ll save on interest when you do. Thousands of borrowers have already chosen MiCrédito to reach their goals with clarity and speed. Whether you need $10,000 to invest, consolidate, build, or breathe — we’re ready when you are. Now personal loan is more than a loan. It’s a smarter way to move forward.