thumb_up Why Choose SoFi for Your Personal Loan?

Experience the SoFi Difference

• done Fast Funding: Get the money you need quickly with same-day funding options.
• done Competitive Rates: Enjoy lower interest rates compared to traditional banks.
• done No Fees: Borrow without worrying about hidden fees or prepayment penalties.
• done Flexible Terms: Choose a repayment plan that fits your budget.

thumb_down Important Considerations Before Applying

Understanding the Fine Print

• close Credit Score Requirements: While we offer competitive rates, a good credit score is typically required for approval.
• close Origination Fees: Although we don’t charge prepayment penalties, there may be a small origination fee associated with your loan.

help How to Apply for a SoFi Personal Loan

Getting Started is Easy

1. Check Your Rates: Start by checking your personalized rates without impacting your credit score.
2. Gather Your Documents: Have your Social Security number, income verification, and bank account information ready.
3. Complete the Application: Fill out the online application form.
4. Provide Additional Information: Be prepared to answer questions about your employment and debt.
5. Review and Accept: Carefully review the loan terms and electronically sign your agreement.

Take control of your finances today! Apply for a SoFi personal loan and experience the difference.